Financial Analyst - Buy Now, Pay Later

Job description

the employer is a rent‑now‑pay‑later platform reshaping rentals in Saudi Arabia. The Senior Financial Analyst partners with the CFO to translate complex financial and portfolio data into clear operating and funding decisions. Responsibilities include building driver‑based three‑statement and scenario models, managing asset‑backed and warehouse financing analytics, liaising with lenders, auditors and advisers, owning the annual budget and cash forecasts, analyzing portfolio cohorts and loss trends, and preparing concise executive presentations for management, the board and investors.

Requirements

• 2+ years of relevant analytical finance experience (FP&A, financial modeling, corporate finance, transaction advisory or investment banking)
• Fintech/BNPL domain experience
• direct exposure to lending or receivables‑based businesses
• advanced Excel and modeling mastery
• strong cash and commercial judgment
• fluency in English (written and verbal)
• full‑time onsite in Riyadh office, Saudi national or KSA resident eligible for iqama transfer
• preferred: experience with asset‑backed/warehouse funding facilities
• cohort, vintage, DPD or roll‑rate analysis
• background in Big Four transaction advisory or fintech lending
• progress toward CFA, CPA, SOCPA, ACCA or experience with SQL and BI tools

Skills