Senior Fraud Expert - SAMA Fraud

Job description

We are seeking a highly experienced Senior Fraud Expert to support a series of critical fraud-related projects in Saudi Arabia. The ideal consultant will bring deep operational fraud expertise, hands-on experience with fraud frameworks, systems, investigations, and prevention, as well as a strong understanding of SAMA regulations and local market practices. You will work directly with senior stakeholders across fraud, compliance, risk, and operations to uplift processes, improve controls, and assist with remediation and project delivery. Responsibilities include leading and supporting operational fraud projects, reviewing and enhancing fraud detection, monitoring, and prevention frameworks, and assessing current fraud controls and providing recommendations aligned with SAMA requirements. You must be able to work with cross-functional teams, prepare reports, presentations, and progress updates for senior management, and support fraud remediation workstreams and regulatory expectations. Arabic language skills are optional but beneficial

Requirements

• 7+ years experience in Fraud Operations, Fraud Risk, or Financial Crime roles
• Strong working knowledge of SAMA regulations, circulars, and fraud expectations
• Proven background in fraud operations within banks, fintechs, or payment companies
• Experience improving fraud processes, systems, controls, and governance
• Strong analytical and investigative skills
• Ability to lead and deliver fraud projects end-to-end
• Experience working directly with regulators or regulatory-driven remediation programmes
• Prior consulting or project-based fraud experience
• Expertise in card fraud, digital fraud, scams, application fraud, or transaction monitoring
• Hands-on exposure to fraud systems (the employer, Feedzai, Actimize, etc.)

Skills